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Capital One Venture X Rewards Credit Card
A premium travel card built around airport lounges, annual travel credit, and simple 2x miles everywhere.
- Best for
- Premium travel with a lower premium annual fee
- Annual fee
- $395
- Rewards
- Elevated miles on eligible Capital One Travel bookings and 2x miles on other purchases.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- $300 Capital One Travel credit
- 10,000 anniversary miles
- Airport lounge access
- 2x miles everywhere
Issuer terms apply.

Best quick win: $300 travel credit plus lounge access for travelers who fly more than a few times a year.
Why this card stands out
The specific benefits that make this card stand out.
$300 annual Capital One Travel credit
Get a $300 statement credit each year for bookings made through Capital One Travel.
Airport lounge access
Access Capital One Lounges and 1,300+ Priority Pass lounges worldwide after enrollment, subject to terms.
10x miles on hotels & rentals
Earn 10x miles on hotels and rental cars booked through Capital One Travel.
5x miles on flights
Earn 5x miles on flights and vacation rentals booked through Capital One Travel.
2x miles on everything else
Earn unlimited 2x miles on every other purchase — no categories to track.
10,000 anniversary miles
Get 10,000 bonus miles every year starting on your first account anniversary.
What the rewards actually mean
Earn 10x or 5x on travel booked through Capital One, and 2x miles on absolutely everything else. Use the $300 travel credit, get into airport lounges, and skip foreign transaction fees.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A frequent traveler who wants premium benefits and straightforward miles.
You rarely travel or do not want to use a travel portal.
Use this card for
- Flights
- Hotels
- Lounges
- Rentals
- Everyday
Things to know
- Best for frequent travelers who can use the travel credit and lounge access.
- Lounge guest policies and access rules can vary.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Wells Fargo Active Cash® Card
- Unlimited 2% cash rewards
- $0 annual fee
Capital One Venture X Rewards Credit Card — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
- Airport lounge access
Issuer terms apply.