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Visa InfiniteBest for Premium travel with a lower premium annual fee

Capital One Venture X Rewards Credit Card

A premium travel card built around airport lounges, annual travel credit, and simple 2x miles everywhere.

At a glance
Best for
Premium travel with a lower premium annual fee
Annual fee
$395
Rewards
Elevated miles on eligible Capital One Travel bookings and 2x miles on other purchases.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
  • $300 Capital One Travel credit
  • 10,000 anniversary miles
  • Airport lounge access
  • 2x miles everywhere
Annual fee
$395
Editorial score
9.4 / 10 · Excellent
Issuer SiteCard details may change.
Issuer terms apply.
Compare this card
Last verified: 2026-05-05
Capital One Venture X credit card art
The quick win

Best quick win: $300 travel credit plus lounge access for travelers who fly more than a few times a year.

Why this card stands out

The specific benefits that make this card stand out.

Credit

$300 annual Capital One Travel credit

Get a $300 statement credit each year for bookings made through Capital One Travel.

Lounges

Airport lounge access

Access Capital One Lounges and 1,300+ Priority Pass lounges worldwide after enrollment, subject to terms.

Travel

10x miles on hotels & rentals

Earn 10x miles on hotels and rental cars booked through Capital One Travel.

Travel

5x miles on flights

Earn 5x miles on flights and vacation rentals booked through Capital One Travel.

Everyday

2x miles on everything else

Earn unlimited 2x miles on every other purchase — no categories to track.

Bonus

10,000 anniversary miles

Get 10,000 bonus miles every year starting on your first account anniversary.

What the rewards actually mean

Earn 10x or 5x on travel booked through Capital One, and 2x miles on absolutely everything else. Use the $300 travel credit, get into airport lounges, and skip foreign transaction fees.

Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.

Ready to look at the offer on the issuer's site?
Issuer SiteCard details may change.
Issuer terms apply.

Is this your card?

Yes, if…

A frequent traveler who wants premium benefits and straightforward miles.

Maybe skip, if…

You rarely travel or do not want to use a travel portal.

Use this card for

  • Flights
  • Hotels
  • Lounges
  • Rentals
  • Everyday

Things to know

  • Best for frequent travelers who can use the travel credit and lounge access.
  • Lounge guest policies and access rules can vary.

Welcome offer

Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.

Note: Lounge terms, guest policies, bonuses, APR, and travel credits can change.

Compare against alternatives

Capital One Venture X Rewards Credit Card — FAQ

Editorial standards

How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.
Capital One Venture X credit card art

Capital One Venture X Rewards Credit Card

  • $300 Capital One Travel credit
  • 10,000 anniversary miles
  • Airport lounge access
Issuer SiteCard details may change.
Issuer terms apply.
Compare this card
Terms apply. Confirm current details with the issuer. Last verified: 2026-05-05.