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Chase Sapphire Reserve®
A luxury Visa Infinite card for travelers who want credits, lounges, dining perks, and elevated travel rewards.
- Best for
- Luxury travel and high-end Visa benefits
- Annual fee
- $795
- Rewards
- 8x on Chase Travel, 4x on direct flights and hotels, 3x dining, and 1x other purchases.
- Welcome offer
- Limited-time issuer offer may be available; verify before publishing or updating affiliate copy.
- $300 travel credit
- 8x Chase Travel
- Airport lounges
- $300 dining credit
Issuer terms apply.
Best quick win: $300 travel credit plus lounge access for travelers who can put credits to work.
Why this card stands out
The specific benefits that make this card stand out.
$300 annual travel credit
Up to $300 in statement credits for qualifying travel purchases each account anniversary year — applied automatically.
8x points on Chase Travel
Earn 8 points per $1 on purchases made through Chase Travel.
4x on direct flights & hotels
Earn 4x points when you book flights and hotels directly with the airline or property.
Chase Sapphire Lounges + Priority Pass
Access Chase Sapphire Lounges and 1,300+ Priority Pass airport lounges worldwide.
$300 annual dining credit
Up to $300 each year in dining credits at eligible Sapphire Exclusive Tables restaurants.
Global Entry / TSA PreCheck / NEXUS credit
Up to $120 statement credit every four years to cover Global Entry, TSA PreCheck, or NEXUS application fees.
What the rewards actually mean
Built for travelers who actually use credits and lounges. Earn the most when booking through Chase Travel, dining at premium restaurants, and flying frequently. Points are flexible — Chase Travel or transfer partners.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A frequent traveler who wants premium benefits and can use annual credits confidently.
You dislike tracking credits or do not travel often enough to justify the annual fee.
Use this card for
- Flights
- Hotels
- Lounges
- Dining
- Protection
Things to know
- High annual fee.
- Best value requires using eligible credits and benefits.
Welcome offer
Limited-time issuer offer may be available; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Wells Fargo Active Cash® Card
- Unlimited 2% cash rewards
- $0 annual fee
Chase Sapphire Reserve® — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
- Airport lounges
Issuer terms apply.