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Chase Sapphire Preferred® Card
A polished travel card for people who want serious travel rewards without jumping into ultra-premium annual fees.
- Best for
- Overall travel value
- Annual fee
- $95
- Rewards
- 5x on travel through Chase Travel, 3x dining, 2x other travel, plus additional eligible categories such as online grocery and select streaming.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- 5x Chase Travel
- 3x dining
- $50 hotel credit
- 10% anniversary bonus
Issuer terms apply.
Best quick win: 5x points on every Chase Travel booking, with a $50 hotel credit each year.
Why this card stands out
The specific benefits that make this card stand out.
5x points on Chase Travel
Earn 5x points on travel booked through Chase Travel — flights, hotels, rental cars, cruises, activities, and tours.
3x points on dining
Earn 3x points on dining worldwide, including takeout and eligible delivery services.
3x on online groceries & streaming
Earn 3x on online grocery purchases (excluding Target, Walmart, and wholesale clubs) and on select streaming services.
$50 annual hotel credit
Up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
10% anniversary points bonus
Get a 10% anniversary points bonus based on total purchases for the year.
What the rewards actually mean
Earn elevated points when you book travel through Chase, dine out, and spend on online groceries or streaming. Points are flexible — redeem through Chase Travel or transfer to airline and hotel partners.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A traveler who wants strong rewards and flexibility without paying a luxury-card annual fee.
You want the simplest possible cash back card or rarely travel.
Use this card for
- Flights
- Hotels
- Dining
- Streaming
- Shopping
Things to know
- Best value often comes from using Chase Travel and eligible redemption options.
- Has an annual fee.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Wells Fargo Active Cash® Card
- Unlimited 2% cash rewards
- $0 annual fee
Chase Sapphire Preferred® Card — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
- $50 hotel credit
Issuer terms apply.