Advertiser Disclosure: We may earn a commission when you click links to card issuers or apply through our site. Compensation may influence placement, but it does not change our editorial ratings. Card offers, APRs, rewards, and fees can change. Always confirm details with the issuer before applying.
Wells Fargo Active Cash® Card
The cleanest card for people who want simple cash rewards on nearly everything.
- Best for
- Simple flat-rate cash back
- Annual fee
- $0
- Rewards
- Unlimited 2% cash rewards on purchases.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- Unlimited 2% cash rewards
- $0 annual fee
- No categories to track
Issuer terms apply.
Best quick win: unlimited 2% cash rewards with no categories to track.
Why this card stands out
The specific benefits that make this card stand out.
Unlimited 2% cash rewards
Earn unlimited 2% cash rewards on purchases — no categories, no caps, no quarterly activations.
$0 annual fee
Pay nothing each year to keep the card open.
Flexible redemption
Redeem cash rewards toward purchases, statement credits, gift cards, eligible accounts, and more.
Cell phone protection
Includes cell phone protection up to stated limits when you pay your monthly bill with the card, subject to terms.
What the rewards actually mean
Use it for absolutely anything and earn 2% back on every purchase. No tracking, no rotating categories, no math.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
Someone who wants simple cash rewards on everyday purchases.
You want premium travel perks or transferable points.
Use this card for
- Everyday
- Shopping
- Dining
- Gas
- Streaming
Things to know
- Not a premium travel card.
- Travel perks are limited compared with higher-fee cards.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Wells Fargo Active Cash® Card — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Wells Fargo Active Cash® Card
- Unlimited 2% cash rewards
- $0 annual fee
- No categories to track
Issuer terms apply.