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Chase Freedom Unlimited®
A simple everyday Chase card that can become more powerful when paired with a Sapphire card.
- Best for
- No-annual-fee Chase ecosystem cash back
- Annual fee
- $0
- Rewards
- 1.5% cash back or more on all purchases, including 3% dining, 3% drugstores, and 5% Chase Travel.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- 1.5% base cash back
- 3% dining
- 3% drugstores
- 5% Chase Travel
Issuer terms apply.
Best quick win: 1.5% on everything plus bonus 3% on dining and drugstores — with no annual fee.
Why this card stands out
The specific benefits that make this card stand out.
5% on Chase Travel
Earn 5% cash back on travel purchased through Chase Travel.
3% on dining
Earn 3% on dining at restaurants, including takeout and eligible delivery.
3% at drugstores
Earn 3% cash back on drugstore purchases.
1.5% on everything else
Earn unlimited 1.5% on all other purchases — no categories to track.
$0 annual fee
Keep the card forever without paying a yearly fee.
What the rewards actually mean
Earn cash back on every purchase, with bonus rates on dining, drugstores, and Chase Travel. Pairs nicely with a Chase Sapphire card if you ever want to upgrade your travel rewards.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A beginner-friendly cash back user or someone building a Chase rewards setup.
You want flat 2% cash back or premium travel benefits.
Use this card for
- Everyday
- Dining
- Flights
- Shopping
Things to know
- Not a standalone premium travel card.
- Some travel value depends on Chase ecosystem redemptions.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Chase Freedom Unlimited® — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Chase Freedom Unlimited®
- 1.5% base cash back
- 3% dining
- 3% drugstores
Issuer terms apply.