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Costco Anywhere Visa® Card by Citi
A practical rewards card for Costco households that spend heavily on gas, travel, dining, and warehouse shopping.
- Best for
- Costco members, gas, restaurants, and travel
- Annual fee
- $0 with active paid Costco membership
- Rewards
- Cash back rewards for Costco members; rewards are commonly issued as an annual certificate. Verify current category rates before publishing detailed earning copy.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- 5% Costco gas
- 4% other gas/EV
- 3% restaurants/travel
- Costco membership card
Issuer terms apply.
Best quick win: 5% on Costco gas and 4% at other gas stations — with no annual fee for Costco members.
Why this card stands out
The specific benefits that make this card stand out.
5% cash back on Costco gas
Earn 5% cash back on gas at Costco.
4% on other gas & EV charging
Earn 4% cash back on other eligible gas and EV charging. Combined fuel rewards have a $7,000 annual spending cap, then 1%.
3% on restaurants & travel
Earn 3% cash back on restaurants and eligible travel, including Costco Travel.
2% at Costco & Costco.com
Earn 2% cash back on Costco and Costco.com purchases.
Doubles as Costco membership ID
The card itself works as your Costco membership card — one less thing in your wallet.
No annual fee + no foreign transaction fees
No annual fee with a paid Costco membership, and no foreign transaction fees abroad.
What the rewards actually mean
Built around Costco households. Big rewards on gas (anywhere), restaurants, and travel — plus 2% back on every Costco run. Cash back arrives once a year as a certificate.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A Costco member who wants a rewards card connected to warehouse and household spending.
You are not a Costco member or want instant redemption flexibility.
Use this card for
- Gas
- Costco
- Dining
- Flights
- Rentals
Things to know
- Requires a paid Costco membership.
- Cash back is issued as an annual certificate, not statement credit.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
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- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
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Chase Sapphire Reserve®
- $300 travel credit
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Costco Anywhere Visa® Card by Citi — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Costco Anywhere Visa® Card by Citi
- 5% Costco gas
- 4% other gas/EV
- 3% restaurants/travel
Issuer terms apply.