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Prime Visa
The card for people who already live in the Amazon and Whole Foods ecosystem.
- Best for
- Amazon, Amazon Fresh, Whole Foods, and Chase Travel
- Annual fee
- $0 card fee; eligible Prime membership required for top rewards
- Rewards
- 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel with eligible Prime membership; 2% back at gas stations, restaurants, and local transit; 1% back elsewhere.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- 5% Amazon
- 5% Whole Foods
- 2% gas/restaurants/transit
- No annual card fee
Issuer terms apply.
Best quick win: 5% back at Amazon and Whole Foods with an eligible Prime membership.
Why this card stands out
The specific benefits that make this card stand out.
5% back at Amazon & Whole Foods
Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel — with an eligible Prime membership.
2% back on gas, dining, and transit
Earn 2% back at gas stations, restaurants, and local transit/commuting, including rideshare.
1% back on everything else
Earn 1% back on all other purchases.
Rotating Amazon bonuses
Eligible Prime cardmembers may earn 10% back or more on rotating Amazon bonus offers.
No annual card fee
There is no annual fee for the card itself (Prime membership sold separately).
What the rewards actually mean
If you already shop at Amazon and Whole Foods, this card hands you 5% back on those purchases — plus 2% on the everyday categories that fill out your monthly spending.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
A Prime member who spends heavily at Amazon, Amazon Fresh, or Whole Foods.
You do not have Prime or rarely shop in the Amazon ecosystem.
Use this card for
- Amazon
- Shopping
- Gas
- Dining
- Transit
Things to know
- Top rewards require an eligible Prime membership.
- Less compelling for people who rarely shop at Amazon or Whole Foods.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Prime Visa — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Prime Visa
- 5% Amazon
- 5% Whole Foods
- 2% gas/restaurants/transit
Issuer terms apply.