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Wells Fargo Autograph® Card
A broad no-annual-fee card for eating out, commuting, streaming, phone bills, and travel.
- Best for
- No-annual-fee travel, dining, gas, transit, streaming, and phone plans
- Annual fee
- $0
- Rewards
- Unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1x on other purchases.
- Welcome offer
- Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
- 3x restaurants
- 3x travel
- 3x gas/transit
- $0 annual fee
Issuer terms apply.
Best quick win: 3x points on dining, gas, transit, streaming, and phone plans — with no annual fee.
Why this card stands out
The specific benefits that make this card stand out.
3x points on restaurants
Earn unlimited 3x points on dining at restaurants.
3x on travel
Earn unlimited 3x points on travel — including flights, hotels, and more.
3x on gas, EV charging, and transit
Earn unlimited 3x points at gas stations, on EV charging, and on transit.
3x on streaming and phone plans
Earn unlimited 3x points on popular streaming services and on your phone plan.
$0 annual fee + no foreign transaction fee
Travel abroad without extra charges and pay nothing to keep the card open.
What the rewards actually mean
Earn 3x on the things most people actually spend on every month — eating out, commuting, streaming, phone bills, and travel — without paying an annual fee.
Tip: "5x points" means you earn 5 points per $1 spent in that category. Point values depend on how you redeem.
Issuer terms apply.
Is this your card?
Someone who wants travel and everyday bonus categories without an annual fee.
You want lounge access or luxury travel credits.
Use this card for
- Dining
- Flights
- Gas
- Transit
- Streaming
- Phone
Things to know
- Less premium than paid travel cards.
- Best value depends on how you redeem points.
Welcome offer
Issuer-listed offer as of verification date; verify before publishing or updating affiliate copy.
Also ranked in
Compare against alternatives
Chase Sapphire Preferred® Card
- 5x Chase Travel
- 3x dining
Capital One Venture X Rewards Credit Card
- $300 Capital One Travel credit
- 10,000 anniversary miles
Chase Sapphire Reserve®
- $300 travel credit
- 8x Chase Travel
Wells Fargo Autograph® Card — FAQ
Editorial standards
How we rate cards is explained in our editorial methodology. How we make money is explained in our advertiser disclosure. You can also browse the full Best Visa Cards ranking or the Visa Signature vs Visa Infinite guide.Wells Fargo Autograph® Card
- 3x restaurants
- 3x travel
- 3x gas/transit
Issuer terms apply.